Rule #1: Strive to save 10 to 20 percent of your income -- Rule #2: Pay your credit card balance in full every month (and how to deal with other forms of debt) -- Rule #3: Max out your 401(k) and other tax-advantaged savings accounts -- Rule #4: Never buy or sell individual stocks -- Rule #5: Buy inexpensive, well-diversified indexed mutual funds and exchange-traded funds -- Rule #6: Make your financial advisor commit to the fiduciary standard -- Rule #7: Buy a home when you are financially ready -- Rule #8: Insurance -- make sure you're protected -- Rule #9: Do what you can to support the social safety net -- Rule #10: Remember the index card.
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